This Personal Finance tip is sponsored by CariDollarsAndSense, a JobsTT partner.

Advice and advisors are plentiful for individuals who have surplus funds—at least in the low hundreds of thousands of dollars—to invest. But it is easy to forget that the majority of the working population would not consider themselves “rich” or “wealthy”. Instead, the majority earn a normal income, have a small or limited savings pool, and face normal money challenges and choices in order to grow their savings.

http://caridollarsandsense.com/cari-rules-financial-freedom/