You just got married; the honeymoon’s over; a lot is changing quickly; and many things are competing for your attention, including your new spouse. While you hope romance will be foremost, Life will inevitably take on greater importance, with no greater reality than the major way money will impact your life. To help your prepare, let’s highlight some of the more important financial issues that you’ll likely face.

http://caridollarsandsense.com/couples-finances-newlyweds/

In Part 1 of this article series we looked at some of the general points about buying versus renting a home. If, however, we wanted to look at it from a strictly financial perspective, how could this be approached?

http://caridollarsandsense.com/buy-vs-rent-a-home-financial-considerations/

Life is full of risks and we all adopt active or passive approaches to manage the risks that we face, even if we may not realize it. In this article, we will examine the types of risks we face and the different methods we can use to manage them. We are restricting the types of risks to personal financial risks i.e. we are not addressing business or commercial risks.

http://caridollarsandsense.com/how-to-manage-personal-financial-risks/

Deciding whether to buy or rent a home is a big decision, and we’re sure you’ve heard that renting is throwing money away, or some variation of this statement (e.g. when you rent you are only paying the landlord’s mortgage). In this three-article series we’ll examine various aspects of buying versus renting. You’ll discover the “right’ answer would vary by personal preference and a mix of financial and emotional arguments. Firstly, let’s explore some of the general points you’ll likely consider.

http://caridollarsandsense.com/buy-versus-rent-a-home/

This Personal Finance tip is sponsored by CariDollarsAndSense, a JobsTT partner.

We continually emphasize that an important aspect of managing your personal finances is improving your ability to earn income. While reducing your expenses would provide an immediate increase to your savings, there comes a point when further expense reductions could be difficult; instead  you need a higher level of income. Increasing income, however, takes time and investment, so managing your career upwards is a critical aspect of developing strong finances.

http://caridollarsandsense.com/resume-tips/

This Personal Finance tip is sponsored by CariDollarsAndSense, a JobsTT partner.

When we look back to our twenties, or compare notes with others about their twenties, of course certain regrets pop up. Some of them are just things you wished you could have done if you had the opportunity and others are just mistakes you should have avoided.

http://caridollarsandsense.com/regrets-young-earners-should-avoid/

This Personal Finance tip is sponsored by CariDollarsAndSense, a JobsTT partner.

If you read Cari$ Rules for Financial Freedom, you’ll notice our first rule is “No Budget? No Chance”. What this means is that we fundamentally believe taking control of your finances and achieving Financial Freedom is only possible when you have a personal budget. While we provide a lot of detailed guidance in our Budgeting Series, the purpose of this post is to summarize the process of creating a budget, so you have a big-picture view before diving into the details.

http://caridollarsandsense.com/how-to-create-personal-budget/

This Personal Finance tip is sponsored by CariDollarsAndSense, a JobsTT partner.

Advice and advisors are plentiful for individuals who have surplus funds—at least in the low hundreds of thousands of dollars—to invest. But it is easy to forget that the majority of the working population would not consider themselves “rich” or “wealthy”. Instead, the majority earn a normal income, have a small or limited savings pool, and face normal money challenges and choices in order to grow their savings.

http://caridollarsandsense.com/cari-rules-financial-freedom/

This Personal Finance tip is sponsored by CariDollarsAndSense, a JobsTT partner.

We debated for a while whether to include a career management section in the website, and ultimately we decided we must because managing your career is a critical component of financial security. Having stable, steadily progressive employment is the major way most of us grow our level of income and savings.

http://caridollarsandsense.com/career-management-essential-financial-security/