Credit Officer-North

Location: ,
Job Category:
Job ID: 119735
Employment Type:
Salary:
Posted: 03.14.2025

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Occupations:

Accounting-Finance : Credit Review-Analysis, General-Other: Accounting-Finance

Job Description:

JOB TITLE: CREDIT OFFICER - NORTH
 
Caribbean Finance Company Limited - a leading non-banking financial institution is seeking to expand their team.
 
The Role:  
The Credit Officer is responsible for evaluating clients’ financial information, preparing loan applications in compliance with governing regulations and internal policies and procedures, calculating risk ratios and representing the Company at new and used car dealerships.
 
KEY DUTIES:

1. Provides service excellence to internal and external customers daily.
2. Contact customers with outstanding balances and negotiate payment terms and schedules.
3. Operating as the Company’s Sales Representative at New/Used Car Dealerships.
4. Interview customers for vehicle loans, ensuring all supporting documents meet the Company’s requirements.
5. Process New Business Applications for approval daily.
6. Online verification of customer payments via incoming credit advice and deposit slips.
7. Performs other related duties in the Credit Department as required.

 
 
REQUIREMENTS:

• Diploma level or Bachelor’s Degree in Finance/Business Administration, Economics, or any other related discipline
• Minimum of two (2) years relevant experience in retail banking or credit environment
• Valid TT Driver’s Permit, with a minimum of two (2) years driving experience
• Ability to assess and mitigate risk
• Excellent customer service and inter-personal skills
• Ability to evaluate priorities and multi-task
• Good organisational skills (filing, documentation flow)
• Excellent communication skills, both oral and written.

 
NOTE: Only suitable candidates will be contacted for an interview.
 

Job Requirements:

REQUIREMENTS:

• Diploma level or Bachelor’s Degree in Finance/Business Administration, Economics, or any other related discipline
• Minimum of two (2) years relevant experience in retail banking or credit environment
• Valid TT Driver’s Permit, with a minimum of two (2) years driving experience
• Ability to assess and mitigate risk
• Excellent customer service and inter-personal skills
• Ability to evaluate priorities and multi-task
• Good organisational skills (filing, documentation flow)
• Excellent communication skills, both oral and written.